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Showing posts from April, 2023

Understanding Risk

When being new to investing you need to know going in that there are numerous risks. Business Risk: You purchase a stake in a corporation when you buy a stock.  You are lending money to a corporation by purchasing a bond.  The company must continue to operate in order to receive returns on both of these investments. Common stockholders are the last to receive a payout if a firm declares bankruptcy and liquidates its assets.  If there are assets, preferred stockholders will be compensated after the bondholders of the company.  Common stockholders receive whatever is left over, which could be nothing. Make sure that you consider the financial stability of the insurance firm issuing the annuity into account when buying one.  You want to confirm that the business will endure and be financially stable. Volatility Risk: Companies' stock prices can change even when they are not in danger of falling apart.  For instance, large firm stocks have often experienced a loss around once every thr


I'm Cameron Hoffman, I am an average eighteen-year-old. I'm heading to college at Sacramento State University where I'm going to further my academic career study business with a concentration in finance. I hope to take my studies in my future career that involves the stock market. This fascination all started with my Uncle who works with Raymond James. He was so generous to have me stay with him one summer and learn the basics of the market and the everyday life of a financial advisor. I have been blessed to have people in my life to teach and push me in areas I love. My parents taught me the value of investing at an early age and it was scary. Seeing all the graphs, numbers, and terminology freaked me out and I bet it's scary for everybody too, so I made this blog. This blog is here to teach the meanings of numbers, graphs, and terminology. My goal for this blog is to make investing less scary for beginners of all ages and little to no income and have you guys INVEST N